How to Select the Best Mobile Payment Application

Mobile point-of-sale (POS) solutions enable merchants to accept credit card payments where it is most convenient for their customers. Mobile payments allow merchants to accept and process credit card payments in the aisle, outside the store or anyplace customers prefer to pay. Small business owners or large enterprise merchants with a mobile sales team or non-traditional storefronts can expand their business and increase revenue by accepting mobile credit card payments using their existing smart phone.

Mobile POS systems are setting a new standard in convenience and are easy to implement and support. Merchants equipped with an iPhone, BlackBerry, Windows Mobile or Google Android device can submit, authorize and settle transactions quickly and securely.

Mobile POS systems offer several advantages:

  • Decrease Processing Cost- Merchant can lower their processing cost by using a single merchant account to accept retail and mobile payments.
  • Customer Satisfaction- Improve the customer experience by offering multiple payment options.
  • Flexibility- Mobile transactions allow merchants to take your storefront anywhere you go.
  • Stability and Reliability- Mobile POS software rivals those of the largest e-commerce, trading, and portal Web sites. Mobile POS applications can handle millions of transactions every month.

Lower Entry Cost

Considering that most people would rather lose their wallet than misplace their cell phone, it comes as no surprise that the mobile platform is quickly becoming a new payment option for small business owners. For many, our cell phone never leaves our side. It maintains its place at the dinner table, is easily accessible on your belt clip or in your pocket, and often, somehow it even manages to end up sharing your pillow at night. Today, cost conscience merchants can accept credit card payments without purchase traditional point-of-sale equipment or paying for expensive system customizations.

Market Expansion

Mobile POS solutions are priced for the small business owner and independent sales representative. Merchants can purchase a quality smart phone payment application from $0-$29.95. Questions to ask your mobile payment provider:

· Is the mobile application PCI compliant?

· Does the application support both small and large payments?

· Does the system require a payment gateway service? If so, recognize payment gateways require an additional recurring monthly fee.

· Does the application support swipe and non swipe transactions? Swipe transactions provide lower processing fees.

· What card readers are supported?

· Does the card reader support data encryption?

· Does your system provide online statements for viewing customer transactions?

· What mobile phones are supported?

· Does the system ensure no customer payment information is stored on the cell phone?

· What are all the fees associated with accepting payment?

· How quickly are customer payments funded to the merchant’s bank account?

· What is the license agreement? Specifically can the merchant load the mobile payment application on multiple devices?

We’ll undoubtedly see many mobile application providers come out of the woodwork as the industry matures. However, merchants should look for a mobile payment provider with multiple years of experience in the payment processing industry.

Top Mobile Payment Applications

1. MobileAuthorize (Google Android, BlackBerry, iPhone/iTouch, Windows Mobile)

2. iPayPOS (iPhone)

3. RoadMerchant (BlackBerry)

4. MobileMerchant (iPhone, Windows Mobile)

Find a Professional Graphic Designer

The condition of graphic design can advert to an array of artistic and professional corrects which centre on optical communication and display. Various methods are used to create and combine symbols, images and words to create a visual representation of ideas and messages. A designer can use typography, visual arts and technical layout to produce the final result. Graphic design frequently adverts to both the action by which the communication is created and the harvest fathered.

Common uses of graphic design are magazines, advertising and packaging. For example, a product that includes for a logo or other artwork, organized text and pure design elements such as shape and color as one piece. The composition is one of the key elements of graphic design especially when using existing equipment or parts.

A design project may include graphic style and format of existing text or photographs or images developed by graphic designers. For example, from a newspaper with reporters and photographers and then becomes the graphic designer responsible for organizing this to be a reasonable layout and determine if other graphic elements should be mandatory. In a magazine article or advertisement, often a designer or art director for the Commission, photographers and illustrators to create original pieces just to be part of system design. The contemporary exercise of design accepts equaled covered to latest computers, specified the use of WYSIWYG exploiter ports, often adverted to as synergistic design, multimedia or graphic design.

In addition to important content, the type of presentation in May is also important for graphic design. The exterior design is manufactured according to traditional editing tool or digital imaging. Choosing the proper development and presentation of each project is fundamental to how the project will be perceived by the public.

In the mid-1980s brought the advent of desktop publishing and graphics software to a generation of designers, computer art of image manipulation and creation that has been done manually. Computer graphics enabled designers to instantly see the effects of the typographical arrangement and simulate the effects of traditional media, but a lot of space. But are traditional tools such as pencils or markers are often used to develop ideas even when computers are used for finishing. Some of these drawings, you can get a single customer for approval early stage before they develop the idea of using a computer and software for graphic design.

New ideas can come through experimentation with tools and methods. Some designers explore ideas with pen and paper to avoid the limits of what computer fonts, clip art, photos, or rendering filters are available in a given configuration. Others use many different brands making tools and resources from computers to sticks and mud as a means of inspiring creativity. One key feature of the graphic design is a tool for selecting appropriate images to convey meaning.

Offshore Translation Agencies – Reducing Your Translation Costs

Naturally, the language centers are aware of the existing cultural differences and the possible difficulties that may arise during the process of negotiations.

The offshore translation agencies usually cooperate with other language agencies, and they will gladly assist you in finding a translator of a certain language, if they cannot offer the services of the translator themselves. Besides the quality of translations, offshore translation offices can offer cost-reduction options, just like many IT outsourcing services due to their location in low-economy countries.

As for the most common services, provided by offshore translation services, this is first of all translation, interpretation, localization, reviewing of documents in various languages. Most translators specialize in a certain area of knowledge, for example, engineering, software and IT, advertising and marketing, economy, finance, tourism, medicine and many others.

The jobs, outsourced to offshore translation offices, can be performed in a short period of time, or they can be done in a few hours. The ready made projects are forwarded to the customer using the most modern techniques, available today. Also there is a chance to communicate with an employee of an offshore translation agency, using all the possible means of communication.

The rates for the translations can be more than competitive if compared with the rates in, say, America. The rates are usually based on the per-word model; however there are offshore translation agencies, which prefer the per-page model (usually 1800 characters). You can also request a quote per book or article.

Offshore translation agencies are very handy if you plan to visit the country, in which it is located. If you are in need of a language assistant, you can also make a request to an offshore translation agency. Consider employing an offshore translation agency and see how you will benefit from it.

Helping Your Pre-Education to Reflect and Evaluate

We are now one-third of the way through this series. This is a good time to reflect on and evaluate your progress with helping your pre-Education Student develop math skills. What strategies worked as you hoped? Have you encountered any problems? Do you still have a clear view of what you are trying to accomplish and why?

In the introductory article of this series we discussed the research finding that the critical years for learning logic and establishing a solid math foundation are ages 1 to 4. Equally startling, from continued studies, are results showing that a Student’s math skills at kindergarten entry are a better predictor of future academic success that are reading skills, social skills, or the ability to focus.

Read that again! A Student’s math skills at kindergarten entry are a better predictor of future academic success than even reading skills. This result is HUGE! I hope this fact brings into focus just how very important your efforts are for your Student’s future.

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At this point you might be thinking that you should transfer the responsibility for math learning to an organized preEducation, but I strongly caution you against this idea. PreEducation, whether started at 3 or 4 years of age, can be beneficial, especially for social skills, and might become appropriate for your Student. However, it misses those initial critical years for establishing a good math foundation. In addition, as this knowlegde of the importance of preEducation math education becomes more widely known, more programs are being devised that rely too heavily on “seat work.” PreEducation Student lack the motor skills and attention span to be successful in an all seat work environment. Sadly, in too many of these programs our very young Student are losing their enthusiasm for learning. It is imperative that this NOT happen to your Student!

Now might be a good time to re-read the second article in this series: 7 things You Must Always Do. Realize that these procedures and attitudes are important for all learning to occur. In fact, you have probably used most, if not all, of these as you have worked with your Student’s language skills. Realize, too, that most of the early math skills can be handled along with the early language skills. Learning to count–1, 2, 3, 4, 5,… –is the same skill as learning to say the alphabet–a, b, c, d, e,… Learning to write numerals can accompany learning to write alphabet letters. Your Student’s expanding vocabulary can and should include math vocabulary as well.

So far in this series, we have discussed helping your Student master counting, number recognition, using number lines, focusing on “if-then” thinking, addition, subtraction, number families, even and odd numbers, and a quick look at some simple number patterns. Hopefully, you are taking advantage of “teachable moments” rather than trying to schedule learning sessions. Your routines, like trips to the store, fixing meals, play get-togethers, going to the park, bedtime reading, etc., provide many opportunities for learning to occur.

Let your Student’s interest and enthusiasm guide what you do, when you do it, and for how long. Frequently return to previously learned skills to check that their understanding is still present and correct. This will let you know if you need to re-teach a skill. Know that having to re-teach is a normal part of learning and does NOT indicate a failure on your part.

I am going to postpone articles introducing new math skills until after a few articles that will address some related issues, like the importance of reading to your Student, fixing learned mistakes, task analysis, and learning styles, Continue working with your Student as you have been, always staying positive, keeping things fun, reinforcing success, and paying close attention to your Student’s body language and mood.

Points to remember with preEducationers:

Student learn at their own pace. They will pick up some skills quickly while other skills will need repeated practice.
Student need to be actively involved in their learning. They must DO things rather than watching and listening to you.
Repetition is necessary for learning to occur. However, make certain that what is being repeated is correct. Practice only makes permanent. Only perfect practice makes perfect.

Keep up the good work with your preEducationer! Never lose sight of just how important you are to future success.